The Basic Principles Of iva - 【ivano1.top】

The Basic Principles Of iva - 【ivano1.top】

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破產是債務解決方案的一種形式，也是一項法律程序，主要適用於債務狀況較嚴重，並且未能在合理時間內還清債務的人。破產後果是欠債人所擁有的任何資產，包括物業，都會被出售以償還債務，破產的主要目的是確保欠債人資產公平並有序地由破產案受託人攤分給債權人，破產程序可以在法庭的監督下進行，並根據特定的法律程序來執行。

此外，欠債人於申請過程中所花的雜費，如影印費、刊登法律通告費、郵遞及車馬費等，則屬實報實銷。最後，欠債人亦須支付法庭收費，此乃劃一收費。

一般銀行只要求債務人變賣可套現資產物業，以減輕欠債額。現時大部份負資產人士及需補地價之業主，其物業都不會受影響。

You will discover many alternative open up supply licenses but they all need to comply with the Open Source Definition - Briefly: the application might be freely used, modified and shared.

All through your IVA, supplying you make the agreed payments, creditors is not going to cost curiosity or fees on the debts. They’ll also prevent chasing you to pay for.

本公司的分析專員經驗豐富，曾處理過為數不少重組債務成功個案，對重組債務程序亦非常熟悉。

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職途限制：破產有機會影響個人職業生涯，引致無法擔任某些管理層職位，或從事特定行業的工作，部份銀行、金融業的從事人士需通報公司破產紀錄，或有機會影響職途。債務重組對職業的影響相對上較少，一般無需通報公司。

只要申請人準時還款，欠債人的信貸評級不單不會受影響，更會隨時間有所提升

An IVA will affect your credit rating rating mainly because it is going to be recorded in your credit history file for six yrs from the day it truly is agreed.

Be aware: Ensure that you often update this application making sure that you have got the most up-to-date Model with quite possibly the most present-day driver databases. Also, maintain your antivirus computer software enabled to guard your Pc from possible security threats.

Payments are managed by 債務舒緩 an insolvency practitioner. An IVA stops the people you owe from having additional action towards you. Some of your personal debt is published off at the tip.

If you have a lump sum as Component of a private pension, you 債務舒緩收費 might ought to conform to fork out this into your IVA.